Lease to own (LTO)

Modified on: Thu, 18 Sep, 2025 at 2:34 PM

FAQ
Selling a Domain with lease-to-own
Buying a Domain with lease-to-own


Lease-to-Own (LTO) FAQ

What is Lease-to-Own (LTO)?

Lease-to-Own (LTO) is a payment option that lets buyers purchase domains through equal monthly installments. It makes high-value domains more affordable while ensuring sellers get paid steadily over time.


How does it work for buyers?

  • Choose a domain with LTO enabled.
  • Select a monthly payment plan (between 2–120 months, depending on seller settings).
  • Pay equal instalments each month.
  • Renewal fees are collected 3 months before the domain expires (DNS Domains only).
  • Payments can be made using any of our available payment options
  • Payments can be made early

If you fall behind on payments:

  • 7 days late → DNS resolution is paused (the domain stops resolving).
  • 14 days late → The agreement ends, and the domain returns to the seller.


How does it work for sellers?

  • You can list a domain with LTO enabled and choose the maximum installment term.
  • Payments are collected monthly, and you’ll receive your payout (after fees) automatically.
  • Minimum seller payout: $50/month
  • Eligible domain price range: $240 – $2,000,000

If a buyer defaults (doesn’t pay within 14 days):

  • The agreement is terminated.
  • The domain automatically returns to you.
  • You’ll need to re-list the domain if you’d like to offer it again.


Where will LTO options appear?

Buyers will see LTO payment options in three places:

  1. Marketplace search results
  2. Regular search results
  3. The domain’s listing page

Once the Domain is under a lease-to-own plan, can it be transferred out or sold again?

  • No. The Domain is transferred to the buyer, however, smart contract rules prevent the Domain from being transferred to another person or sold on another platform.


What Domains are valid for LTO?

  • Currently, only DNS Domains and Web3 Domains minted to Polygon are eligable.


List a Domain with a lease-to-own option

Go to ‘List for Sale’ and check ‘Enable lease-to-own’. Here you can set your overall price, which must equate to a minimum of $50 per month. You will receive payouts to your sales balance monthly. These will be available for withdrawal 10 days after each payment is made by the buyer. See this guide for instructions on how to cashout sales balance.


Buying a Domain with lease-to-own:

To buy a domain listed with an LTO option, select lease-to-own and then choose the number of months you would like the lease to run for. The maximum number of months is set by the seller:


The initial payment amount will be shown. Monthly instalment amounts can be found on the buyer's dashboard (see below). 




Please note, if you check out with Stripe, we will save your card details, and autopayments will be made monthly. Equally, if you store a card on file with us, we will bill that card instead. You can check the card you have stored with us here


Confirm that you understand renewal fees are the responsibility of the buyer (DNS Domains only). Renewal fees will be collected 3 months before expiry:


Buyers dashboard

To view the buyer's dashboard, find the domain on your domains page and go to ‘lease-to-own’. Here, you can view and pay the remaining instalments and see the due dates for them. Payments can also be made early if the buyer wishes.


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